Life is unpredictable. Whether it’s a routine check-up, a dental procedure, or an unexpected illness, medical expenses can quickly add up. That’s where Health & Dental Insurance comes in—providing essential financial protection when provincial health coverage isn’t enough.

Why You Need Health & Dental Insurance

Provincial health plans only cover basic healthcare needs. Services like dental care, prescription medications, vision care, physiotherapy, and many other treatments often fall outside government coverage. Without private insurance, these out-of-pocket expenses can become a serious burden.

What’s Covered Under a Health & Dental Plan?

Coverage can vary depending on the plan, but most policies include:

Health Insurance Coverage:

• Prescription drugs

• Vision care (eye exams, glasses, contact lenses)

• Paramedical services (chiropractors, physiotherapists, massage therapists, psychologists)

• Medical equipment and supplies

• Ambulance services

• Emergency medical care outside your home province

Dental Insurance Coverage:

• Routine exams and cleanings

• Fillings and extractions

• Root canals and crowns

• Orthodontics (optional)

• Dentures and bridges

Tailored Coverage to Meet Your Needs

Plans can be individual, family, or group-based, and may be customized depending on your lifestyle, age, and health requirements. Whether you’re self-employed, retired, or between jobs, there’s a plan designed to give you peace of mind.

Benefits of Having Private Health & Dental Insurance

• Reduces or eliminates out-of-pocket healthcare costs

• Encourages regular preventive care

• Provides access to a wider range of treatments and services

• Ensures faster care for certain medical and dental procedures

• Helps families stay healthy without financial stress

How to Choose the Right Plan

When selecting a health and dental insurance plan, consider the following:

• Your current medical and dental needs

• Existing coverage through work or government programs

• Monthly premiums vs. coverage levels

• Annual limits and exclusions

• Flexibility to upgrade or adjust your plan

It’s best to consult with an experienced insurance advisor who can help you compare plans and find the best solution for your health and budget.

Peace of Mind Starts Here

Don’t wait for an emergency to start thinking about coverage. Protect yourself and your loved ones with a comprehensive Health & Dental Insurance plan that fits your needs and gives you confidence every day.